Flexible financing for business owners

Use Your Business Performance to Qualify

Profit and Loss Loans provide eligible self-employed borrowers with a Non-QM financing option that may use a business profit and loss statement to evaluate income, offering an alternative to traditional income documentation.

Discover Profit and Loss Loans

At Nexa Lending, we offer Profit and Loss Loan solutions for eligible business owners and self-employed borrowers. Depending on the program, a qualified profit and loss statement may help demonstrate income and provide an alternative qualification approach for borrowers whose financial circumstances may not fit traditional mortgage guidelines.

Key Benefits of Profit and Loss Loans

Profit and Loss Loans can offer eligible self-employed borrowers greater flexibility when documenting income for mortgage qualification.

A Profit and Loss Loan is a Non-QM mortgage option that may use a business profit and loss statement to help document qualifying income for eligible self-employed borrowers.
These loans may benefit eligible business owners and self-employed borrowers whose business income may be better represented through current profit and loss documentation.
Depending on the specific program, borrowers may need a profit and loss statement along with business, personal, asset, or other financial documentation. Requirements vary by lender and program.
Some Profit and Loss programs may offer alternatives to traditional tax-return-based income verification. However, other documentation may still be required based on the specific program.
Certain programs may allow eligible borrowers to use Profit and Loss financing for investment properties. Property type, loan purpose, income, and other program requirements will determine eligibility.

EXPLORE YOUR NON-QM FINANCING OPTIONS

Nexa Lending offers a broad range of Non-QM mortgage solutions designed for borrowers whose financial circumstances may require an alternative approach. Joel R. Suurmeyer helps clients throughout Texas explore available programs based on their income, assets, property, credit profile, and financing objectives.

Request Your Free Quote

At Nexa Lending, we understand that every real estate investment comes with unique financing considerations. By working with Joel Suurmeyer, you can review your property details, financial profile, and financing goals to explore Non-QM loan options that may fit your needs. Our team is committed to providing personalized guidance and a smooth mortgage experience, helping you make informed financing decisions with confidence.

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