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Flexible payment options for eligible borrowers

Manage Cash Flow With Interest Only Financing

Interest Only Loans provide eligible borrowers with a Non-QM financing option that allows payments of interest only for a specified period, potentially providing greater monthly cash-flow flexibility during the interest-only period.

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Discover Interest Only Loans

At Nexa Lending, we offer Interest Only Loan solutions for eligible borrowers seeking alternative payment structures. During the interest-only period, scheduled payments may be lower because they generally cover interest rather than principal. After that period ends, payments typically increase as principal repayment begins, subject to the specific loan terms.

Key Benefits of Interest Only Loans

Interest Only Loans can provide eligible borrowers with additional flexibility when managing monthly cash flow and financing goals.

  • Potentially lower payments during the interest-only period
  • Flexible payment structure for eligible borrowers
  • Alternative Non-QM financing options
  • Solutions for various financial circumstances
  • Financing terms based on program guidelines
An Interest Only Loan allows eligible borrowers to make scheduled payments toward the interest for a specified period without paying down the principal balance during that period.
They may be lower during the interest-only period because the scheduled payment generally does not include principal repayment. The actual payment depends on the loan amount, interest rate, and specific terms.
Once the interest-only period ends, the borrower typically begins making payments that include both principal and interest. This can result in a higher monthly payment.
Yes, certain Non-QM programs may offer Interest Only options to eligible borrowers. Qualification depends on factors such as income, assets, credit, property, and specific program requirements.
Certain programs may allow eligible borrowers to use Interest Only financing for investment properties. Availability depends on the property, loan purpose, borrower qualifications, and program guidelines.

EXPLORE YOUR NON-QM FINANCING OPTIONS

Nexa Lending offers a broad range of Non-QM mortgage solutions designed for borrowers whose financial circumstances may require an alternative approach. Joel R. Suurmeyer helps clients throughout Texas explore available programs based on their income, assets, property, credit profile, and financing objectives.

  • Non-QM Financing
  • Non-Warrantable Condo Loans
  • Investment Property Non-QM Loans
  • Bank Statement Loans
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At Nexa Lending, we understand that every real estate investment comes with unique financing considerations. By working with Joel Suurmeyer, you can review your property details, financial profile, and financing goals to explore Non-QM loan options that may fit your needs. Our team is committed to providing personalized guidance and a smooth mortgage experience, helping you make informed financing decisions with confidence.

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Licensing Details: NMLS ID : 820017 | Company NMLS# 1660690

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